Bankacılık ve Sigortacılık (MYO) Ön Lisans Diploması

ISCED (2013) 005.0412.003.001

ISCED (2013) 005.0412.003.001

It is a higher education program based on secondary education qualifications, consisting of a two-year program with two semesters per year, aimed at training qualified human resources. The curriculum is designed to include at least 40% practical training and represents the first stage of undergraduate education.

Education and training are conducted through formal education. Only university-wide History and Literature courses are offered via distance education. Additionally, practical training is provided in the laboratories and workplaces within higher education institutions, either through internships or vocational training in the workplace.

Program Outcomes:

• Be able to acquire basic theoretical and practical knowledge in the fields of Banking and Insurance.
• Develop the skills to use theoretical and practical knowledge acquired in Banking and Insurance at an advanced level in the same field or in a similar field.
• Be able to interpret and evaluate data, define problems, analyze them, and develop evidence-based solutions using the knowledge and skills gained in Banking and Insurance.
• Be able to independently carry out a basic-level study or case related to Banking and Insurance.
• Take responsibility as a team member to solve complex and unforeseen problems encountered in Banking and Insurance practices or applications.
• Carry out activities to support the development of subordinates within the framework of a project or case study.
• Critically evaluate the knowledge and skills acquired in Banking and Insurance, identify learning needs, and meet those needs.
• Be able to direct their learning towards an advanced level profession in the same field, and acquire the awareness of lifelong learning due to the dynamic nature of the insurance industry.
• Communicate their ideas on topics related to Banking and Insurance, at the basic level of knowledge and skills, through oral and written communication channels.
• Share their thoughts and proposed solutions regarding problems in the field of Banking and Insurance with both experts and non-experts.
• Use at least an A2 level of a foreign language according to the Common European Framework of Reference for Languages (CEFR) to follow the information in their field and communicate with colleagues.
• Use information and communication technologies, including computer software, at least at the basic level of the European Computer Driving License (ECDL), as required by the Banking and Insurance field.
• Demonstrate social, scientific, cultural, and ethical values during the collection, implementation, and dissemination of data related to Banking and Insurance.
• Possess sufficient awareness of workers' social rights, universality, social justice, quality, cultural values, environmental protection, and occupational health and safety issues in the field of Banking and Insurance.

Has advanced proficiency in the following key competencies:

• Literacy and numeracy skills
• Professional competence
• Personal, social, and lifelong learning competence
• Entrepreneurship competence
• Technical knowledge and expertise
• Communication skills
• Creativity and innovation
• Critical thinking and analytical skills
• Continuous learning and development
• Ethics and social responsibility
• Leadership and decision-making
• Comprehensive systems thinking
• Innovation and continuous improvement
• Interdisciplinary collaboration
• Environmental awareness and sustainability
• Cost and economic analysis
• Occupational safety and compliance with legal regulations
• Analytical and calculation skills

The methods of assessment and evaluation, types of exams, and the impact of these exams on the course success grade are determined by the senates of higher education institutions in accordance with the fundamental principles set by the Higher Education Council (YÖK). Various methods, such as assignments, projects, practical applications, midterm exams, and final exams, are used in the evaluation process. Students' success is measured through letter grades or numeric grading systems. For each course, there is one midterm exam and one final exam per semester. In addition to midterm exams, short-term exams may be conducted without pre-determined dates. The criteria used in the evaluation of course success (midterm exams, final exams, assignments, etc.) and the weight of these criteria are specified in the published curriculum programs. The final grade for a student in a course is determined by the instructor of the course, considering the results of the midterm and final exams, semester work, and class attendance. Courses that do not require midterm and/or final exams are identified by the relevant department and reported to the Student Affairs Office. The final grades for courses are submitted by the course instructor to the Student Affairs Office. The grades are given to students for each course they take during the semester, as one of the grades defined by letters below, which is issued as the final course grade by the course instructor.

The coefficients of letter grades and their equivalents on a 100-point scale are as follows:

Puan                   Ders Notu               Katsayı

90-100                    AA                          4,00

85-89                      BA                          3,50

80-84                      BB                          3,00

70-79                      CB                          2,50

60-69                      CC                          2,00

55-59                      DC                          1,50

50-54                      DD                          1,00

40-49                      FD                           0,50

<40                          FF                           0,00

Absent                     NA                           0,00

The letter grades for other courses that are not included in the GPA calculation and have no local credits are as follows:

a) I (Incomplete) grade: This grade is given by the instructor to students who, despite being successful during the semester, are unable to fulfill the course requirements or take the final exam due to illness or another valid reason. The student must complete the missing requirements and receive a grade within fifteen days from the announcement date of this grade. Otherwise, the "I" grade automatically converts to an "FF" grade. However, in cases of prolonged illness or similar situations, this period may be extended to the beginning of the next registration period with the recommendation of the department chair and approval of the relevant administrative board.

b) S (Satisfactory) grade: This grade is given to students who successfully complete non-credit courses in the curriculum. It is not included in the GPA calculation.

c) U (Unsatisfactory) grade: This grade is given to students who fail non-credit courses in the curriculum or courses taken within the framework of student exchange programs. It is not included in the GPA calculation.

ç) P (Ongoing) grade: This grade is given for credit or non-credit courses that extend beyond one semester. It is given at the end of the first semester. The "P" grade is not included in the GPA calculation.

d) M (Exempt) grade: This grade is given to students who have successfully completed courses in previous higher education institutions and whose equivalency has been accepted by the relevant board of the institution, or to those who pass the exemption exam administered by the department for courses determined by the Senate. It is not included in the GPA calculation.

e) NA (Non-Attendance) grade: This grade is given to students who fail due to non-attendance or failure to fulfill course requirements. This grade is treated as an "FF" for credit courses and as a "U" for non-credit courses in the GPA calculation.

f) (Amended: RG-9/5/2020-31122) A student who receives an "S," "M," "DD," or a higher grade in a course is considered successful.

g) A student who receives an "FD," "FF," "U," or "NA" grade in a course is considered unsuccessful and must retake the course.

h) The credit equivalency and grade transfer for courses taken within student exchange programs are determined by the relevant department's administrative board. In this process, the ECTS system is used for exchanges related to studying abroad.

ı) If deemed appropriate, the instructor may evaluate assignments, laboratory work, and similar tasks as part of the midterm exam. At the end of each semester, students are given a success grade, considering midterm and final exam results, semester work, and attendance. In determining the success grade, the weight of the final/exam grade cannot be more than 60% or less than 40%. The exact proportion is determined by the relevant board's decision. The remaining percentage of the grade distribution between the midterm, attendance, assignments, and similar assessments is determined by the instructor. The instructor announces the evaluation criteria under their authority to the students at the beginning of the semester and informs the relevant authorities.

Measurement and Evaluation Process of Program Outcomes

The competencies that students are expected to gain at the end of each course are tracked through the learning outcomes section of the course syllabi. The weighted relationship between the learning outcomes of each course and the program outcomes is also included in the course syllabi. In this regard, course files related to the courses taught by the department's instructors on a periodic basis are requested. These course files are stored in an archived environment in a redundant manner.

The measurement and evaluation of the program outcomes, which are aligned with the adopted MEDEK program outcomes, are initially done by breaking the program outcomes into subcomponents, and then separately for each one on a course basis. After the midterm and final exams, program outcomes and course learning outcomes are cross-matched question-by-question to create a matrix. In this way, it is evaluated which learning and program outcomes students have achieved after the course. These matrices, created manually, are placed in course envelopes and stored in the archive.

Periodically, after the final exams and resit exams are completed, an evaluation is made based on the letter grade results provided by the OBS system according to the evaluation criteria, by calculating the ratio of students who passed the course to all students enrolled in the course. The success of the relevant program outcome for the course is measured by the percentage of students who passed the course. If at least 50% of the students who took the course pass, the corresponding program outcome for the course is considered to have been achieved (satisfactory). Students who receive a grade of DD or higher, according to the letter grading scale provided above, are considered successful. A success level of 50% or higher is considered satisfactory.

To ensure the quality of higher education programs:

• The Council of Higher Education (YÖK) is responsible for planning, organizing, managing, and supervising the education and training activities, as well as other activities carried out in higher education institutions.
• Within the framework of the criteria set by YÖK, "University Monitoring and Evaluation Reports" are prepared annually for higher education institutions. These reports, which include both quantitative and qualitative evaluations of higher education institutions, are shared with the public by YÖK.
• Each year, YÖK publishes the "Report on Foundation Higher Education Institutions," which includes academic, administrative, and financial data on foundation higher education institutions. These reports, containing quantitative and qualitative evaluations of foundation institutions, are also shared with the public by YÖK.

The quality assurance of undergraduate programs in higher education is ensured in accordance with the "Procedures and Principles for Ensuring Quality Assurance of Higher Education Diploma Programs":

1. Formation and Approval of Curriculum: 1. YÖK determines the minimum standards and criteria required for the establishment of undergraduate departments and programs in higher education institutions. 1.2. The curriculum of associate degree programs and the learning outcomes to be gained by students in each program are determined by the senates of higher education institutions in accordance with the fundamental principles set by YÖK.
2. Measurement and Evaluation: The measurement and evaluation of the learning outcomes to be gained by students in each associate degree program are carried out in accordance with the teaching, training, and examination regulations prepared by higher education institutions in line with the basic principles set by YÖK.
3. Certification: Students enrolled in associate degree programs who successfully complete the required course credits and other obligations determined by the higher education institutions are awarded an associate degree diploma.
4. Self-Evaluation and External Evaluation: Higher education institutions, within the framework of continuous monitoring, enter the "Institutional Self-Evaluation Reports" from the previous year into the Information System prepared by the Higher Education Quality Board (YÖKAK) at the beginning of each year.
   YÖKAK shares the "Institutional Feedback Report" prepared for the external evaluation of higher education institutions with the public. Additionally, accreditation decisions made by accreditation bodies authorized or recognized by YÖKAK also demonstrate that the adequacy of programs has been ensured through quality assurance. Regular review activities regarding the qualifications determined by YÖKAK regulations are also conducted.

Hasan Kalyoncu University Quality Assurance System

Our program is housed within the Vocational School (VS). The organizational structure is well-defined, with the Vocational School directed by the Vocational School Director and Deputy Directors, who are responsible for overseeing the tasks and duties within the department, following the existing general processes, managing operations, and ensuring leadership and motivation in these matters, under the accountability of the University Rectorate. Similarly, the administrative structure is also defined within the Programs. Department Heads are responsible to the Director according to the duties defined by the Law No. 2547 and the Quality Management System. The Vocational School includes one secretary and one administrative staff member, whose roles and responsibilities are clearly outlined. The duties of the academic staff members are well-defined, and when there are any tasks or needs, a clear chain of command is followed. At the Vocational School, general tasks and responsibilities are divided into various coordinatorships, with clearly defined roles and duties, and task allocations are made. These tasks are monitored periodically. The workflows and procedures of the Vocational School are well-established and implementable. The governance model and administrative structure adopted in the Vocational School ensure that both the school and the program’s operations and activities are carried out within a defined work hierarchy and to a specified quality standard.

For example, tasks and responsibilities carried out through defined processes in the Vocational School facilitate the tracking of work and ensure a consistent standard. Additionally, the work and responsibilities outlined by the Director’s office, which are carried out through designated coordinatorships, not only ensure the systematic and high-quality distribution of workload but also promote fairness and consistency. Such a policy ensures that the objectives and performance indicators adopted by the Vocational School and the program are traceable, measurable, evaluable, sustainable, auditable, and improvable.

Annually, our program submits the Institutional Self-Evaluation Report (ISER), which is prepared across the faculty, to the Strategy and Quality Directorate, which is affiliated with the university rectorate. This report covers monitoring and findings related to Education-Training, Research-Development, Social Contribution and Leadership, Governance, and Quality processes. At least once a year, an internal audit is conducted by this directorate in line with quality and YÖKAK requirements. Based on the findings and/or deficiencies identified in the internal audit, continuous improvement efforts are made within the program.

The satisfaction and performance of students are monitored through assessment and evaluation studies conducted across the Vocational School. At the end of each term, course evaluation reports are requested from the instructors, and improvements are made on a course-by-course basis when necessary.

Due to the quality and continuous improvement policies adopted and carefully maintained by our department, it has been accredited for two years by the Vocational Education Evaluation and Accreditation Association.

Vocational Education Evaluation and Accreditation Association (MEDEK) Accreditation Start/End Date: 01.01.2025 / 31.12.2026

Our program’s MEDEK certificates can be accessed through the following link.

https://medek.org.tr/akreditasyon-sorgulama

1.To have graduated from secondary education institutions or foreign secondary education institutions recognized by the Ministry of National Education, and to meet the admission requirements for the associate degree programs of higher education institutions.

2. To be placed in the relevant associate degree program of a higher education institution based on the TYT score obtained from the central exam conducted by the Student Selection and Placement Center (ÖSYM), in accordance with the procedures and principles determined by YÖK.

4. For programs that admit students through special talent exams in higher education institutions, to have obtained the required score in the central exam conducted by ÖSYM and to have passed the special talent exam, as determined by the procedures and principles set by YÖK.

1.Associate degree students have the right to participate in the double major programs offered by the higher education institutions they are enrolled in. Students registered in double major programs can take courses from both diploma programs simultaneously and, upon successful completion, may receive two separate bachelor's degrees.

2. Individuals holding an associate degree can continue to bachelor's degree programs through the Vertical Transfer Examination (DGS).

3. Our graduates can be employed in sectors such as banking, insurance, finance, etc. Additionally, graduates who obtain a SEGEM certificate and have worked in the insurance field for 2 years with social security coverage have the opportunity to open their own insurance branches and agencies.

1. Law No. 2547 on Higher Education

1.1. Regulation on the Principles of Transfer Between Associate and Bachelor's Degree Programs, Double Major, Minor, and Inter-Institutional Credit Transfer in Higher Education Institutions

1.2. Regulation on the Continuation of Bachelor's Education for Graduates of Vocational Higher Schools and Open Education Associate Degree Programs

2. Law No. 2547 on Higher Education (Additional Article-35) 2.1. Regulation on Higher Education Quality Assurance and the Higher Education Quality Board

3. Hasan Kalyoncu University Regulations

https://www.hku.edu.tr/mevzuatlar/

The qualification is valid indefinitely.